To buy or not to buy?

Xan and I really love the complex we live in now. A lot of our branch and ward friends live here, its an extremely convenient location, great bus access, and lots of paths and trails to follow in the adjacent nature preserve.

But, now is as best time as ever to buy a house. The prices are low, APR’s are low, sellers are desperate, and the US government is offering a tax credit.

There really are pros and cons to both sides of the story.

Apartment living:
easy maintenance is just a phone call a way where they pay the bill (unless it was your fault), free snow removal, free heat and NO YARD WORK!

House living: more privacy, private yard for garden and roaming cats, we could make changes like painting walls or changing appliances or lighting fixtures, might have a garage.

So the question gets thrown out there: To buy or not to buy?

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